Types Of Credit Card in SBI: The State Bank of India offer a wide range of credit cards to their customers. In today’s world credit cards are necessity. We know online banking is one of the most popular ways of banking in India. By using these cards you can buy online anything. SBI, one of the largest private sector bank, provides its clients with the best credit card services. Today in this article we will share popular SBI credit cards.
What is Credit Card?
Credit card, a financial instrument issued by banks with a preset credit limit that allows you to make cashless transactions. You are borrowing money from the credit card issuer with the understanding that you will be able to repay the money at the end of your statement term.
Types Of Credit Card in SBI
There are various types of credit card in SBI, below are the top 7 most popular SBI credit cards –
1. SBI ELITE Card
The SBI ELITE Card is premium card that offers exclusive benefits on travel, movies, reward offers, etc. It welcomes with an e-gift voucher of Rs. 5,000/- and gives you movie benefits up to Rs. 6,000 per year. Also you can earn up to 50,000 Bonus Reward Points worth Rs. 12,500 per year. You can access over 1000 Airport Lounges worldwide.
2. SBI PRIME Credit Card
It is one of the best reward cards issued by the State Bank of India. It welcomes with a gift voucher of Rs. 3,000/- and gives you an opportunity to earn thousands of Reward Points every month on almost all your spends. Also you can earn e-gift voucher of Rs. 11,000/- per year on the basis of your total annual spends. The SBI PRIME Credit Card gets you Complimentary International and Domestic Airport Lounge access.
3. Paytm SBI Card
It is one of the types of credit card in SBI comes with exciting cashback offers to let their customers save more and more on their spends. It welcomes with a gift of Rs. 750/ as cashback offer in your Paytm wallet. Also you can gift voucher of Rs. 6,000/- on the basis of achieving the annual spend targets. Though the Paytm SBI Card is popular for its reward programs, but it also provides travel benefits.
4. SimplySAVE SBI Card
This credit card allows its customers to save every time they spend. You will get 2000 bonus reward points on spends of Rs. 2,000 in first 60 days. You can earn 10 reward points for every Rs 150 spent on dining, cinema, department stores and groceries. With SimplySAVE SBI Credit Card, you can save up to Rs. 1200/- per year on your fuel transactions.
5. BPCL SBI Card OCTANE
This is another credit card from SBI in partnership with BPCL that offers exciting rewards offers to its customers, especially on fuel transactions. You car earn of Rs. 6000/- Reward Points equivalent to Rs. 1,500 as a welcome bonus. On fuel transactions at BPCL pumps, you can save 7.25% every time. You can get 25X Reward Points on BPCL Fuel, Lubricants & Bharat Gas spends. Also, you can get 10X Reward Points on Departmental & Grocery, Movies & Dining Spends.
6. Air India SBI Signature Credit Card
It is one of the types of credit card in SBI that comes with exclusive travel benefits. The Air India SBI Signature Credit Card is also popular for its exclusive Reward Programs. You will get 20000 bonus reward points on this credit card and earn up to 1,00,000 additional bonus reward points every year under its milestone benefits.
7. SBI Pulse Credit Card
This is another types of credit card in SBI, recently launched which is aimed at providing exclusive health benefits to its customers. The annual fee of the card is Rs. 1,499 and cardholders get free FitPass Pro and Netmeds membership as welcome benefits. It gives you accelerated rewards not only on pharmacy and medical-related expenses, but also on movies and dining.
READ ALSO:– Review Of SBI Life Insurance Company
SBI Credit Cards Annual Fee
|SBI Credit Card||Annual Fee||Suitable For|
|SimplyCLICK SBI Card||Rs.499||Online shopping|
|SimplySAVE SBI Card||Rs.499||Shopping (Everyday)|
|Yatra SBI Card||Rs.499||Travel|
|FBB SBI STYLEUP Card||Rs.499||Co-branded shopping|
|BPCL SBI Card||Rs.499||Fuel|
|IRCTC SBI Platinum Card||Rs.500||Co-branded travel|
|Air India SBI Platinum Card||Rs.1,499||Travel|
|SBI Card PRIME||Rs.2,999||Premium & Lifestyle|
|SBI Card ELITE||Rs.4,999||Premium & Lifestyle|
|Air India SBI Signature Card||Rs.4,999||Premium & Travel|
SBI Credit Cards Eligibility Criteria
In order to apply for SBI Credit Card, you need to follow these eligibility criteria mentioned below –
- Salaried employees should be between 18 to 65 years of age.
- Self-employed individuals should be between 21 to 60 years.
- Applicant must have a decent credit history.
- Applicants must have a stable source of income.
The following documents are necessary to apply for SBI Credit Card –
- Proof of Identity (Voter ID, PAN Card, Aadhar Card)
- Proof of Address (Passport, Driving Licence, Aadhar Card)
- Proof of Income (Last Month Salary Slip)
- Later ITR (Income Tax Return) / Form 16 (For Self-Employed Individuals )
How To Apply Online For SBI Credit Cards?
Above we have learned the types of credit card in SBI. Do you want to apply for SBI credit card? If yes, then follow these simple steps below –
- Visit the official website of SBI Bank.
- Click on “Credit Card” option.
- Now choose the credit card you want to apply for.
- Click on “Apply Now” button.
- Fill in the application form and submit it.